Frequently Asked Questions

Habitat for Humanity builds or renovates houses in partnership with qualifying families with donated materials and labor. Houses are then sold at no profit with a low-interest mortgage to Partner Families. Funds generated from mortgage payments are used to fund future Habitat homes.

Habitat is not a giveaway program. In addition to a down payment and monthly mortgage payments, homeowners invest 250 hours (for each adult) of their own labor — “sweat equity” — into building or renovating their Habitat house.

Macomb County Habitat services all cities and townships within Macomb County, Michigan.

Habitat for Humanity International provides information, training, and a variety of other support services to Habitat affiliates worldwide, including Macomb County Habitat.

We build where we can find decent, affordable land in Macomb County. Our Habitat homes to date are located in Roseville, Warren, Clinton Township, Mt. Clemens, Sterling Heights, Eastpointe, Centerline, St. Clair Shores, and Romeo. Using donated, low-cost land, or vacant land (for new builds) helps keep our housing costs affordable.

Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program, and their ability to repay the low-interest loan.

Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.

For our application, and guidelines specific to Macomb County Habitat’s Family Partner Program, please visit our Home Buying Program page (link).

Download our Homeowner Application, provide all necessary documentation (the application includes a checklist), and meet the selection criteria.